How to Attract a Business Angel

Terms of SIR - Soul Integration and Re-CreationSo you have a great idea and need some investors to get it off the ground. One solution that may work for you is someone called a business angel. These are wealthy investors often wealthy because they have done what you have done and in addition to having the cash to help you can also provide you with the experience they have. So how do you attract an such an investor? The following is a few ways of doing so:

Make sure your idea is able to not only sound convincing but actually is. You want to make sure the idea you need funding for is a solid one and you have the capability to actually not only express this but to show any potential investors that their money is not at a complete risk of being lost. Just picture yourself in their shoes and try convincing yourself.

Make sure you have some sort of working prototype to show them. Humans by nature are visual beings. If your potential business angel can actually examine your product hands on the chances he’ll fund your idea increase dramatically.

Show them you mean business You must have some of your own money invested into your idea. It’s silly to think someone else is going to take 100% of the risk in your idea. If you fail you lost nothing and they lost everything. Nobody is going to do that. By investing some of your own money this shows them you have some stake in avoiding failure and makes them all the more comfortable in supporting your idea.

The last piece of advice is to always be there for your potential business angel. Answer any calls they may make to you immediately Answer all their questions truthfully. Remember these people are trying to give you money don’t make it harder on them.

What Are Binary Options Exactly?

binary options trading signalsBinary options are a specific sort of options where your payout will wither be a fixed amount of cash or nothing at all. While a simple example of this would be say a lottery ticket where you are going to win or lose there are a few other examples that make more sense to take a risk in. One of these examples is the stock market where one may purchase some stock that has a set payment of X where if that stock is trading at X price or above on a certain date you will get a payment. While these are always an extreme gamble many people have been successful using this method of stock trading.

Many people will also tell you that the risk is too extreme and you should look to risk money elsewhere. If you are smart and do some research you can prove these people wrong and make a nice tidy sum of cash quickly for yourself via binary options trading. So what does one need to know to become successful with this method?

Research Research Research – As with any potential investment opportunity do your research beforehand. Continue Reading »

Live Order Taking Services

An online order taking services business is meant to help increase a company’s sales. This multibillion dollar business operation seems to have no end in sight. Just about any type of business that sells a product or service must take orders. In the old days people were only able to buy what they want during regular working hours. The most forward thinking companies enabled telephone ordering. This has now grown to the point where orders are placed via the Internet as well. This demand from customers for service now and the need of companies to meet the demand has enabled the growth of offshore call center services.

With the growing number of advertisements pushing products at customers worldwide, an online order taking service is necessary to take all those orders. These services enable customers and potential customers to buy what they want when they need it. That is they are available 24-hours per day – making it easier for someone to buy anytime.

Many contact centers have operators available to take your orders if you are uncomfortable with buying online. A live person will talk you through the process of ordering via telephone whether you are using a credit card or debit card. Online order taking services know the value of data privacy so they work hard to ensure your information is kept private and secure. Credit card processing is part and parcel of the services offered by an online order taking service centre regardless of where the call center is located.

An online order taking services business does much more than take an order. They also represent your company by answering the queries of potential and even current customers. Once an advertisement or infomercial is aired or seen, many potential customers will call, email or visit the company’s website for more information. Having a contact center dealing with these queries ensure that potential customers can get answers when they need it 24-hours per day 7-days per week. Missing that first call may mean the loss of a sale. If this happens each time an advertisment is seen, the lost profits from having an unmanned ‘sales desk’ can really add up.

Any good call center business will offer reliable shipping and fulfillment services along with order taking. If shipping is a problem, sales will decrease as customers avoid the hassle. Offshore call centers work with you or your company’s shipping agents to ensure that orders are shipped off quickly.

Some call center businesses will be able to tie into the order taking services some aspect of upselling and cross-selling to customers. One call center with 8+ years of experience in upselling and cross-selling is InSO International Call Center. With opertaions in both the USA and India, InSO is able to sell exisiting customers new or related products for your company.

InSO takes customer service support to a new level and as such their trained staff of call center agents will work hard to keep your customers happy. Happy customers translate into increased sales as they will also be repeat customers. A good customer support call center will also lead to word of mouth advertising for you and your company as loyal customers spread the word. One of the biggest killers of a company is bad customer service. InSO knows this and makes all effort to ensure customer loyalty by giving any the best support for your customers.

It can be expensive for a company to maintain or set up an inhouse call center to handle their sales. This is even more so if done 24-hours per day 7–days per week. It makes more sense to outsource to an offshore call center. Such an establishment would have already have in place the expertise, equipment and staff needed to handle inbound call center services as needed. InSo is one such company.

To find out what a a call center business can do to keep your business in the black, visit InSO International’s website at or chat with a knowledgeable call center agent at 626-531-6080. If you prefer you can use the instant messaging feature on the website ( for immediate contact or send an email.

The order taking industry has propelled to extraordinary levels in the past few years. With every advertising channel whether it be online, media, or printed advertisements, there is a growing purpose for great order taking services in the industry. Inbound order taking businesses can lend a hand with the customer service and sales departments of any business that requires it.

Discipline to the budget for the manifest dream

Whatever your dream, a good house, traveling with family to Europe, building a business, all this can be achieved as long as the discipline to set income, divide the portion within budget and priorities.

Lily Ancilla, General Manager of Product Management at Sequis Life Insurance says financial planning does not necessarily require you to tighten our belts.

You can reach your goals / dreams, while still enjoying the income for entertainment, as long as the portion of revenue sharing is done with the discipline of each month. The steps to create a list of budget revenues versus expenditures.

“It would be difficult to achieve the dream that failed to make the list. List is required to monitor or control the finances,” he explained.

Once you determine the purpose, adhere to the discipline of the budget list determines whether you managed to have or do what you want next year.

“After knowing the purpose, there is a measurable time to realize that goal. With discipline and must not violate any month, this goal can be achieved,” he said.

To help you divide the portion of revenue in order to achieve goals, Ancilla suggest doing the division of revenues for the three budgets.

1. Mandatory spending and flexible.
This spending accounted for 50 percent of your monthly income. Surely revenue can come from anywhere. If you just rely on a monthly salary, then that’s the source of your income. If you had additional income, without the need to increase the portion of expenses, the amount of funds allocated for these expenses will certainly increase.

Mandatory spending that inevitably have to be met in general such as: mortgage, insurance, taxes, electricity and water. While expenditures that are negotiable by yourself consists of bills of communication (cell phones), transportation, credit card bills, meals, school children, financial aid for parents.

2. Expenditure indeterminate (can be removed).
Portion is 30 percent of salary. Of which expenses for entertainment, sightseeing, shopping fashion, entertainment. Personal expenses such as this can be arranged as needed can even be eliminated because of its “rah-rah”. You can add a portion of revenue to other parts if you really want to reduce the personal expenses. For example, adding a third budget, namely savings.

3. Savings.
Allocate funds 20 percent or more of revenues, in the beginning instead of the rest of all other expenses, for saving. By continuing to add to the savings, let alone you maximize bias by investing, for example, the target you get / have a variety of things can be achieved.

The key, comply with the list of budgetary discipline that has been set up to monitor your finances. Without a budget and discipline, your income evaporates without clear designation. Do not be sorry if then dream never materialized.

Action Selling slammed Wall Street

Stock price fell one percent due to selling recently. Investors also worry that wracked Central Bank of the United States (U.S.) The Federal Reserve may begin to stimulate the purchase of bonds while the economy is still sluggish.

Two sectors of the S & P down more than one percent. Where index material (SPLRCM) fell 2.1 percent. The analysts suggest the market may be moving away from the rally seven-month period.

The benchmark S & P 500 has now fallen 3.6 percent, a day before Fed Chairman Ben Bernanke said the U.S. central bank may decide to stimulate the economy in the next policy meeting.

The Dow Jones Industrial Average (DJI) fell 216.95 points, or 1.43 percent to 14.960.59. Standard & Poor’s 500 Index (SPX) dropped 22.48 points, or 1.38 percent, to 1608.90. While the Nasdaq Composite Index (IXIC) fell 43.78 points, or 1.27 percent, to 3401.48.

A strong signal of a trend change that has a rotation rate sensitive stocks, which coincided with the rise of U.S. Treasury bond yields.

Considerations For a Car Purchase and Finance

There are many things to consider in your purchase of a motor vehicle. There are many choices and it can be confusing to which vehicle to choose. Once you have decided on a car then to what price and possible trade in price to be negotiated. With most car purchases financed, it is also important to remember everything when going through comparing car finance packages. Continue Reading »

How to Stand Out in the Business World

Many people are interested in switching careers, but are afraid of the extra education that this may entail. The process of finding the best business certification programs may seem tedious or unnecessary, but it is actually well worth the effort because earning the right credentials can make a world of difference in whether or not you are able to find employment. The fact of the matter is that the job market is currently extremely competitive, so any extra certifications that you are able to receive will help you to pad your resume with the type of useful skills that employers like to see.

The first step to finding the best business certification programs for your needs is to choose a field of specialty that you would like to learn more about. If you are more mathematically-minded, for example, you might wish to take an accounting course or go into purchasing management or payroll administration. Those that are more social and enjoy sales and talking with people could consider event planning, business development, or recruiting. These types of jobs allow you to interact with others in a real-world setting, which could lead to a high level of satisfaction.

When you are comparing the different programs to find the best business certification programs, be sure to compare the credentials of the instructor, and find out what the actual curriculum will include. Some courses only include a bare outline of what you need to know, and will not allow you to go more in-depth. If you prefer a more general range of subject matter, this may be a good thing however. This will really depend on the individual and what you see your own career goals as in the future. Getting started with all this only takes a quick internet search.

At the conclusion of any of the best business certification programs, you will be well equipped to handle a new career, or make further strides in your existing career. This is an easy way to learn more about yourself and the industry that you work in. Learning new skills in business has been shown to boost confidence levels, which in turn could lead to landing new business accounts and making clients feel more comfortable with your work. Client management and relations are skills that almost all participants in business need, so this is an important factor.

Start Your Own Photography Business from Home

Anyone with the right camera equipment, and the necessary skills can set up a home business, marketing photography. You need only to convert a room of your house into an office, and then you can work immediately.

With modern technology in the form of SLR digital cameras, you do not even need the room for a dark room. You need only to have a personal computer and a photo-editing program. The standard is Adobe Photoshop.

It is not necessary to clutter yourself with equipment you do not need. You can hire equipment on and when you need it basis. You have the freedom to work part time for a while until you can devote yourself full time to photography. All you need to be is a serious photographer. There are two types of photographers that makes their living from photography, the serious photographer and the very serious photographer. You can always bookmark this link and then you can quickly access just about all you’ll ever need from here.

Whilst the technical skills needed to make a successful photographer have never been easier, other aspects have changed the business. The market for photographs of virtually every type has widened, the world seems to have an insatiable appetite for photographs. However the price has fallen as the marketing net has broadened. Photographers are needed in many more fields. For instance many people use car web sites, they simply did not exist ten years ago, and they sell their products as a result of photography. Cameras used by scuba diver’s are now an excellent quality, and whilst they are initially expensive, they have forged a new market. People celebrate special occasions more with photography, than they did years ago. The travel and advertising markets have a greater need for landscape, travel and nature shots.

It is now easier than ever to turn your dream into reality and create a worthwhile business out of an engrossing hobby. However in today’s modern world there is more to it than simply pointing a camera, and shooting a picture. You need to be aware of marketing techniques, and here marketing simply means transferring ownership of a product, in this case an image from a buyer to seller. You also need to be aware of any local gaps in the market in your local area. You should also try to be on top of your competitor’s prices, to undercut an existing photographer is one choice, but to neglect to value your skills and not charge enough to cover your overheads is another matter entirely. Remember this, its an important point.

Use your skills to the best advantage of the business and define what you want from it. Writing a business plan helps to keep you focused on the areas you specifically want to exploit. A business plan helps you to define your goals and strategies, it will be changed and updated, but it will help you, to keep things in perspective. You can then refer back to it when things become confusing or complicated. Everyone’s business plan will be different, as every objective will be different, but there are certain common factors that make up a good business plan which will help your business grow. It allows you to develop a professional attitude to your business, which not only helps you to increase your earnings, but also help you to finance your business.

For the photographer it should include, your business name, or your own, with full details of the proposed location of the business, a copy of your logo, as well as details of your copyright notices. What is the form of your proposed business (sole ownership, partnership, Limited Liability Company or Corporation). This should be followed by a table of contents, which focuses on a logical order. There are resources that will give you further details on such as

Included after this should be the type of business you intend to pursue, in a fair amount of detail, and it should contain the services you intend to offer. This section should include any future gaols or avenues you would like to explore, stating your clear objectives. This is so you can check at a later date whether your objectives are on course, or if you have got sidetracked.

If you envisage at any time you may need financial help, then you should include your personal business history.

You should also state a clear and concise marketing plan that should demonstrate how your business will differentiate from the businesses of your competitors. You should be able to establish whom your customers will be, as well as where your market will be, as in wholesale or retail or a combination of both. You should also be able to determine how long this type of market will be available to yourself.

The next section should clearly define your opposition, as well as their strengths and weaknesses. This should include the ways you may be able to exploit any gaps in the market in the specific area where you live. A section should follow this on how you intend to market and promote your individual services.

A financial segment should be included as to how you intend to manage the day-to-day bills of the business. How you intend to price your services, and what factors influence this pricing structure, which includes a section on your competitor’s financial structures. This means a fair amount of detective work as well as homework. Get your friends to ask from quotes from the local competition. Or try an even more direct approach, tell your competitor’s that you intend to start a new business, and that you do not want to undercut them, as this reduces the cake for everyone. They may well offer to help you construct a pricing structure that ensures everyone’s livelihood. It is in their interests to help. Not everyone will be cooperative, but it may mean you can get a truer picture of the market factors that govern your area.

Make a list of all the equipment you will need in your first year, as well as how and where you intend to purchase. Note any difficulties that may arise in obtaining your supplies. Note whether the prices of your supplies have a seasonal fluctuation, that may help you influence you when to buy. You should make a note of any local licenses that will be necessary, as well as any zoning restrictions, that may restrict the growth of your business. Your neighbours may not be thrilled at a procession of customer’s to your door, check whether they can restrict your services. Make a study of all your business insurance requirements.

The final segment should be devoted to how you intend to finance the growth of your business, as well as isolating what your financial needs will be. This should include a projection on your future earnings, as well as an accurate assessment of your outgoings’. This should be assessed on a monthly basis for the first year, and on an annual basis for the following three years. An important aspect of the financial statement is an assessment of the break-even point of your business, in other words the minimum you will have to take to pay your expenses.

The purpose of this documentation is to allow you to enunciate what the core elements of your business will be, in doing this it should help you to be able to quickly evaluate the success of your business objectives. If you are not clear on your objectives then you cannot possibly make a plan to bring about the success of those objectives.

Tips to avoid wasteful, while shopping

Often the women do waste time shopping. Moreover, if there is a discount or no new models gorgeous dress in a shop window. After I got home, the new regretted spending money on unnecessary items (do not be ashamed to admit this, almost all women have experienced).

Do not want to waste your money and regret buying unnecessary items? The following tips will save you and savings.

2 Create a Savings Account

If you only have one account at a bank, for example, contains the money of Rp 50 million, then you tend to think, “Well I’m still a lot of money, if shopping is not what it was,” Do not you often wonder if the savings do not increase (even drastically reduced) due regard saving much.

Compare if the account you normally wear for daily life and shopping is only charged USD 10 million, then you will think, “My money just so, must be smart to keep spending.

Therefore, according to Trizki Lutfi, a financial expert, quoted by Reuters, it is better if you make two savings accounts. One account for operational funds (funds each month to live) and one for savings accounts. After receiving a salary, which will direct how you separate the tubes and how much you spend.

Thus, as a swipe at the ATM operational account, you will only see the operational money, and saving your money untouched.

Need or Want?

Women often tempted to view discounted items. Actually, that stuff is not needed, but because ‘discounts mumpung again’, the goods are purchased. Frequent ya .. the women will regret it after I got home. But this habit is often repeated.

To fix this, try to ask yourself:

“I really need this item or just want it?”

Think, how much interest the thing for your life. If the answer is just like, leave immediately. If the answer is needed, said again this question:

“Do I need to at this time, or can it wait?”

If the goods can be postponed purchases, there’s nothing wrong postponed. Delay could be two or three months down the price of the object, especially electronic goods.

It was her little tips from us that you are not extravagant, no savings were safe and no longer regret having bought the goods that are not needed.

The Easiest Trading Strategy

Forex is also popularly termed as foreign exchange trading and is a very common type of online trading in currency pairs. In this type of trading you certainly have to buy or sell foreign exchange currency for another pair of currency. Online trading is a special type of currency trading that is generally performed over the internet. In the present scenario, this type of trading is very much lucrative and liquid market such that in the present time nearly three trillion of currency pairs is being traded in the online world on daily basis amongst people from all around the globe. The fact is that online forex certainly does involve a very high volatility in terms of movement of currency and this is also one of the main reasons why most people are simply scared of this particular market.

The present market of Foreign Exchange trading is considered as being very much volatile and this is also one of the main reasons that in case you are looking forward to trade on Forex then you have to try and undergo proper type of training. It is also important that you have to try and sign up with proper mentor so you are sure that you can always try and trust the type of service they provide you with. So this type of forex trading is a advanced foreign exchange trading that you can in fact try and perform from any part of the world making use of your mobile phone, smart phone or even your personal computer.

So in case you are looking forward to become a very professional trader then it is then it is certain that you might have to try and undergo perfect training from a mentor who is genuine. There are also a number of such professionals who literally find it very much hard to try and generate sufficient profits from forex business. This is also one of the main reasons why most new players simply tend to loose a lot of their money when trying to establish themselves in foreign exchange trading business over a period of time. So in case you are just looking forward to try and become a very successful trader in the online trading business then it is certain that you need to try and develop a few skills before you can play this game for real money.

There certainly are a number of people who have in fact managed to gain success in the business of forex trading in the internet but the fact is that there are in fact more number of people in the internet world who have simply lost too much of their money. Only about 5% of people are just able to generate healthy income and profits when dealing in foreign exchange trading business. So if you want to try and gain success it is important that you should be aware how to control all your emotions. It is also important that you should in fact be able to face any possible liquidity arising in the present forex market and have a good and sound knowledge of forex exchange and money management.

No Credit Check No Fuss Loans

Payday loans are the fastest and most convenient option for getting a cash advance for emergencies before your next payday. However getting payday loans and their repayments involve certain important aspects. Herein we are attempting to answer all your general queries related to Payday loans and we hope it will serve as a tool to open up any mystery surrounding payday loans or cash advance.

What Is A Payday Loan Or Cash Advance Loan?

We daily come across many loan types like housing loan, personal loan, and education loan. However, the payday loans are a new buzz in the market, and it is very popular. This loan is known by many names like “Cash Advance”, “Paycheck loan”, “Check loans”, and “Payday advance loans”. Let us understand what is a payday loan or cash advance loan and how and when it should be used for your maximum advantage. Payday loans are unsecured loans, which can be used for meeting your emergency financial needs and is paid back out of your next paycheck on your payday. Thus, payday loans are the shortest tenure loans among the other loans available in the market.

Are there any limitations on payday loan or cash advance loan usage?

Many a times we face a situation when we need money badly but feel like our hands are tied as our payday is still several days away. In such a scenario, we either have to shelve or defer our plan of purchasing something or go for a heavy interest credit card loan to meet the obligation. The requirement could be to pay up unexpected medical bills, your kid’s school fee, to avoid bouncing of your issued checks or any other financial obligation. In such trying times, payday loans or a cash advance comes in handy. Thus, you can use this cash advance for whatever purpose. There is no restriction on the usage of payday loans.

Am I eligible to receive a payday loan or cash advance loan?

The best thing about payday loans is that they can be had even if your credit rating is not very good. The second best thing about payday loans is that taking a cash advance does not affect your credit rating. All you need to be eligible to receive the payday loans is to have a running checking account and a regular job.

How should I apply for a payday loan?

To apply for the payday loans, we would say it is easier to do than to say. You can apply for payday loans online using Internet. You may be required to supply some basic information such as your Name, Address, and your employer details. Some companies offering payday loans may ask for your Bank Statement or pay stub over fax. The documents required by these companies for payday loans are minimum in comparison to other types of loans.

Snacks Eaten Right Now in Planes

ARE old aircraft will surely make you so bored, especially in the absence of food that can be consumed. Automatically, you are required to prepare before been on a plane.

Carrying heavy food will bother you while eating on the plane, is the most delicious snack foods. In addition to easy consumption, snack will not bother you while on the plane.

Well, here are some healthy snacks that can be taken that will ease you eat, as reported Wisebread:

Powdered drink mix
If you’re thirsty on a plane, then you should prepare powdered drink mix. When I was on the plane then mixed into a bottle of water and shake. Powdered drink mixes is very suitable to be consumed in your way with a cheap system.

Instant oatmeal
Smart way is to use hot water while traveling, including enjoy a serving of warm oatmeal. You just ask for hot water to the officers on the plane, by eating oatmeal the health side can be obtained.

soup packaging
In addition to oatmeal, you can eat soup in the form of packaging, how to stay pour into a cup of coffee and then ask for hot water is poured into the cup. This method will allow you to still get healthy food consumption.

If you want to eat food that is simpler and cheaper, then you can take him out of the house to put some kind of biscuit into your backpack. Biscuits can accommodate your power hungry while on the plane.